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 info@washtenawfcu.org    844.5MY.WFCU   Routing #: 272486245

Skip A Payment

Skip-A-Payment

At Washtenaw Federal Credit Union we understand that sometimes you need a break with a little extra cash and breathing room on your loan payments. That's why we offer the Skip-A-Payment throughout the year so you decide when you need it the most.

With WFCU Skip-A-Payment, you can skip a maximum of two payments per calendar year (January - December) with a $25 fee per skipped payment. Please note that the skipped payment cannot be contiguous ( that is back-to-back., two months in a row, even from year to year). Please consider this when choose which month(s) in which you would like the option to skip a payment.

Please review the information below to ensure your loan is eligible for Skip-A-Payment and follow the procedure by completing the Skip-A-Pay Form and mailing, faxing or returning the form to either WFCU location.


Conditions

  • All Loans must be current and not more than 30 days delinquent during the six months prior to the request.
  • $25.00 fee must be available in the designated account.
  • Joint Applicant/Cosigner on loan must also sign this request.
  • Loan must be at least 3 months old, and made a minimum of 3 monthly payments.
  • Loan may not be subject to collateral protection insurance (CPI).
  • Applicants may not postpone more than two (2) loan payments on any loan in any Calendar year.
  • Other restrictions may apply. Call the loan department for further information for questions.

Non-Eligible Loans:

  • Mortgages
  • Home Equity Loans
  • VISA Credit Cards
  • Certificate Secured Loans
  • Overdraft Protection Loans
  • Revolving Credit
  • Loans on Reaging agreements.

To get started, complete the Skip-A-Payment form below or call us at (734) 484-5100

First Name:

Last Name:

Phone:

Email Address:

Please Skip My Loan For:

Month:

Loan:

Year:

ID:    

Please Skip My Loan For:

Month:

Loan:

Year:

ID:    

Please deduct the $25.00 Skip-A-Payment Fee ($25.00 per month, per loan) from:

Account #:

Checking or Savings:

I understand that the interest will continue to accrue and that the term of my loan will be extended. I understand that this form must be submitted to the Credit Union at least five (5) business days prior to my loan payment due date to be eligible for this offer.