Credit Cards - Convenience at Your Fingertips
Credit cards are an extremely convenient and easy way to pay for the things you need. And with the Washtenaw Federal Credit Union Platinum Visa card, you'll reap the rewards of a card that works for you. Click here to apply and check out some of the benefits:
- Non-Variable Rate
- No annual service fee
- No charge for cash advances
- No fee or higher rate for balance transfers
- Option to sign up for email or text notification of transactions
- Easily review and manage your account on-line
- Generous rewards program
Let your credit card pay you with the benefits of CU Rewards
At Washtenaw Federal Credit Union, we're proud to offer the CURewards program. Save up your points for something special or use them when you need them. Program highlights include:
- Earn dollar for dollar CURewards points for your purchases
- The more you spend, the more points you earn
- Rewards for every spending level
- Thousands of reward options from merchandise to travel
|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases||9.9%|
|APR for Balance Transfers||9.9%|
|APR for Cash Advances||9.9%|
|Penalty APR and When it Applies||16.9%
This APR will be applied to your account if you make a late payment.
How Long Will the Penalty APR Apply? If your APRs are increased, the Penalty APR will apply until you make six consecutive minimum payments when due or pay your entire new balance by the due date each month.
|Paying Interest||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.consumerfinance.gov/learnmore.|
|Either $5 or 3% of the amount of each cash advance, whichever is greater (Maximum fee: $75.00)
1% of each transaction in U.S. dollars.
Up to $20
Up to $25
How we Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See section 5 of the agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the agreement. See Billing rights for more details.