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Certificate of Deposit

Best Certificate of Deposit Rates in Ypsilanti and Ann Arbor

Saving for the future is important, and the team at Washtenaw Federal Credit Union is here to help you put aside your hard earned money for a rainy day or that vacation you've been dreaming about by offering you our best certificate of deposit rates. Certificates of Deposit offer a higher interest rate than traditional savings accounts.

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Certificates of Deposits rates in Washtenaw County

What is a Certificate of Deposit? Certificates of Deposits, or "CDs" as they are most often referred to, are a great savings vehicle. They offer a low risk way (versus say the uninsured stock market) to earn interest on your money over a specified period of time. CDs offer a variety of terms, which means the length of time before you can take out the money and the interest that has grown with the initial deposit. Once you select the length of time for your CD to mature, you receive dividends (which are interest on your money) that is paid out at the end of the term with your initial CD money. At that point you can choose to cash out all of your money and interest, renew or open another Certificate of Deposit, or place part or the entire balance into another type of account with Washtenaw Federal Credit Union. It's really up to you! Please be aware that because the interest rate is higher on CDs and the term is a commitment, there is a penalty for withdrawing the money before the term is complete. If you have money that is ready to focus on savings, a Certificate of Deposit might be the best option for you.

Washtenaw Federal Credit Union offers great certificate of deposit rates to members

Our certificates of deposits are a great way to save for the future. Our CD certificate of deposit terms range from three months to five years, all with a minimum deposit of $500. If you are not currently using a Certificate of Deposit and don't need the money at your finger tips, a CD can work harder for your money and be a safe savings tool. Call us at 734-484-5100 or visit us one of our Ypsilanti locations to talk about your CD rates and options with our team.

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CDS. CDs: are known as great savings vehicle. Receive dividends from mature CDS. Low risk way to earn interest. CD terms range from 3 months to 5 years. Minimum deposit of $500.

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