WFCU BLOG!

Are You Taking Advantage of Your WFCU Member Perks!?

Last year Washtenaw Federal Credit Union announced our official launch of WFCU Member Perks – an awesome new mobile application that gives you (our wonderful members) exclusive discounts and savings at more than 40 local merchants throughout Washtenaw County! It has been so exciting to be partnering with a local Ann Arbor startup company to help bring this innovative perk program to our membership! So, have you been using your Member Perks App and receiving your perks and discounts at some of Washtenaw County’s favorite local organizations!? If not, make sure you download the app right away so you can start saving! Remember, it’s simple: 1) Open App Store or Play Store and search “WFCU Member Perks” 2) Download the FREE APP or sign up free online. 3) Get mobile alerts when you’re near a perk. Never miss a discount! Once you have downloaded the mobile app, available for Apple and Android devices, WFCU Member Perks will send your mobile phone alerts when you’re physically near a qualifying discount so you can receive instant savings! Simply open the app on your phone to see the discount and remember to pay with your WFCU debit or credit card! It’s that simple! And as a reminder some of our participating merchants include: Aubree’s Pizzeria & Grill (Depot Town), B-24’s Espresso Bar, Bandito’s Mexican Restaurant, Bomber Restaurant, Congdon’s Ace Hardware, Dexter’s Pub, Jerusalem Garden, Kluck’s Drive-In, Mac’s Acadian Seafood Shack in Saline, Milan Dairy Barn, New York Pizza Depot, Ray’s Red Hots, Stadium Pharmacy, Tower Inn Café, Ypsi Studio and many other great organizations!! The discounts that these merchants offer to Washtenaw Federal Credit Union Members are completely...

PitchYpsi Was A Great Success!

WFCU had an awesome time yesterday evening at PitchYpsi hearing from a number of incredible local startups looking to bring additional value to our community! We are very excited and proud to have been able to help support this great cause and to continue showing support for Ypsilanti’s entrepreneurship community. Washtenaw Federal Credit Union would like to thank the many organizations that helped support this event and also the many volunteers who worked diligently to put this together! The collaboration we saw was incredible – folks from SPARK East, EMU, WCC, the City of Ypsilanti, Growing Hope and a number of other organizations that all helped contribute to making PitchYpsi a success. We also want to thank the community leaders that helped narrow the pool of PitchYpsi applications (which was certainly not an easy task) and also the five judges that agreed to volunteer for an equally difficult role – selecting last night’s winner of the $5,000 grand prize. We’d like to give a special shout out to our very own CEO Jason Matley, who served as one of the five judges last night! After hearing a pitch from five different startups and much deliberation the judges decided to award the grand prize money to Solartonic, a startup company creating innovative and unique solar equipment right here in Ypsilanti! Solartonic hopes to use the money to pilot a unique solar creation somewhere in the City of Ypsilanti for all residents to enjoy! Again, we also want to thank all the startups that participated in PitchYpsi last night and that submitted an application for the organization to see! We enjoyed...

Exciting News! WFCU Members will be receiving NEW EMV Debit/ATM CHIP Cards!

Hello WFCU Members! We have some exciting news to share with you – over the next couple of weeks we will be upgrading your debit cards! All WFCU members that currently have Debit/ATM cards will be receiving a new WFCU EMV Chip Card that will also feature a brand new design on the front, which you can see a sneak peek of below! Why are we doing this? In addition to the exciting new design and the fact that we are seeing more and more merchants using chip-activated terminals at their registers every day, your security is always a top priority of ours! Your new chip enabled card will provide you with greater security as well as additional protection against fraudulent activity. Your new card, just like your current card, can be used anywhere VISA debit cards are accepted! Simply swipe your card as you do now or insert your card and follow the prompts if a chip-activated terminal is available. When you use your new card this way the embedded chip generates a one-time use code, which is virtually impossible to counterfeit and helps reduce in-store fraud. What else should you know? We have a few other very important things to share that will help ensure this conversion goes as smoothly as possible. First, all WFCU members with a current Debit/ATM card will be issued a new card starting October 16, 2017. These Debit/ATM cards will have a new card number and new PIN number that are different from your existing card. Your new card and PIN number will arrive separately so please pay close attention to your...

Special Alert: Information on the recent Equifax Breach

As many of you have heard, Equifax (one of the three major credit bureaus used to check your credit) has recently released information on a breach they experienced that may impact more than one hundred million Americans (as they have released). We want to pass along some information to our members that may help mitigate risk – we are still currently trying to assess the scope of this situation and awaiting more information but we received some information from Ann Davidson, who is the VP of Risk Consulting at Allied Solutions, and it is below: “On September 7 it was announced that Equifax® was attacked by a cybersecurity breach that resulted in the exposure of an estimated 143 million consumers’ private information, not including those impacted in the UK and Canada. The data stolen in this horrific attack includes consumers’ names, SSNs, birth dates, addresses and driver’s license numbers, as well as 209,000 stolen card numbers and private data from 182,000 stolen dispute documents.” Below are some risk mitigation recommendations that Allied Solutions recommended we share:   “Closely monitor all credit accounts and loans, to catch and report any suspicious activity on any one of those accounts. Immediately report any suspicious credit or loan account activity – no matter how remote the suspicion – to the financial institution and/or lending institution. Sign up for the fraud alerting services offered by the three credit bureaus to to receive notifcations about potentially fraudulent activity: Equifax TransUnion Experian Sign up for free credit monitoring services, to monitor and report unauthorized activity. Place a freezeon all three credit bureau accounts to prevent fraudsters...

WFCU Launches New ‘SUPER SAVER’ Mobile Application!

It’s Spring time and Washtenaw Federal Credit Union has now officially launched its third mobile application! We have partnered with HT Mobile Apps out of Dexter, Michigan, to launch ‘WFCU $uper $aver’ – a completely free application that teaches important financial concepts to children and families in our community! WFCU $uper $aver is available to anyone who wants to learn about financial concepts and have fun while doing it (members and future members)! It can be downloaded from the Apple App Store, the Google Play Store, or the Amazon App Store by searching “WFCU” or “Washtenaw Federal Credit Union” and will always be free. It is our hope that this new mobile application will serve as an important resource to our community by helping youngsters learn about important financial concepts (through fun and engaging games and other creative means). Although at this time WFCU $uper $aver does not link directly your account at Washtenaw Federal Credit Union or at other financial institutions, it still does a great job teaching about saving and tracking your money, teaching budgeting concepts, and even teaching about our currency and its value. Please download our app and give it a try! Let us know what you think and if you find it helpful! You can email your feedback to Dan at dpawlak@washtenawfcu.org Our goal as a credit union is to help strengthen our community and we are happy to help one child (and one mobile app) at a time! Thank you to our members and our community for your continued support! We have also included a link to our YouTube video below that helps...

Use Your Tax Refund Wisely! Tips from WFCU

Wow! Where has the time gone? The 2017 tax filing deadline is quickly approaching (Tuesday, April 18th) and time to get your taxes done is running out! We hope everyone has had a chance to get those taxes out of the way – or at least has had an opportunity to schedule an appointment with your tax advisor soon. We want to take a few moments to share some helpful tips on ways you could use your refund money this year – thank you to CU Insight for these helpful ideas. We hope they are able to help our wonderful WFCU Members! 1) Consider paying down some of your credit card debt! This can be one of the best ways to use your tax refund. Using this money to decrease your debt can help alleviate some of that interest you’re paying, which will not only take some weight off of your wallet it can also help boost your credit score! 2) Consider investing in your retirement! Most of us are working very hard to put money away for our retirement, so putting some of your refund money into your 401k or your IRA can definitely help! 3) Consider saving your refund money and creating or adding to your emergency fund! We know saving can be difficult but we strongly encourage putting some money aside to keep as your emergency fund – in addition to the money you are saving for your retirement if possible. You just never know when things could go south and you will want to make sure you can protect yourself from unexpected expenses… say, maybe...

WFCU is the Proud Recipient of the Prestigious Dora Maxwell Award!

We would like to share some exciting news with our followers! WFCU was recently awarded the Dora Maxwell Award – a prestigious industry award for credit unions that exemplify community service and social responsibility! We are extremely proud to have earned this award and very proud of our staff for doing such an outstanding job last June for our ‘Fill a FORD for KIDS’ campaign to collect donations for Hope Clinic! We were awarded 1st Place in Michigan for our asset size category and 2nd Place nationally! We were also the only credit union in Michigan to advance to the national level and to be considered a contender for this award from the Credit Union National Association! Our business development specialist just recently returned from Washington DC, where he went to retrieve the award. Pictured below is Dan receiving the award from the CEO of the Credit Union National Association, Jim Nussle, and also two great pictures of our staff from our charity campaign last June! We want to sincerely thank everyone who helped us with this wonderful project – staff, members, volunteers, board members, community members, and two wonderful local partners Gene Butman Ford and the UAW Local 898! Thank you as well to our awesome members who continue to support us and make things like this possible!...

WFCU Business Highlight: Gene Butman Ford

It’s Monday – and that means that it’s time for another one of our ‘Business Highlight’ posts! This week we’d like to highlight: Gene Butman Ford “Established in 1957, Gene Butman Ford was the second dealership to open in the city of Ypsilanti. Named for its founder, Gene Butman Ford has remained a family-owned business with Ken Butman following his father as President in 1980. The dealership moved from Pearl Street to Washtenaw Avenue in 1965, and completely remodeled in 2002. Gene Butman Ford employs 80 individuals, and offers a full line of cars, trucks and utilities. They have a complete state of the art service department as well as a well-stocked parts department and body shop. Of their many awards, Gene Butman Ford is most proud of having won the Ford Motor Company’s, prestigious President’s Award, based on customer satisfaction, Seven times.” – www.butmanford.com How are they connected to us? Gene Butman Ford is one of the preferred auto dealerships used by our credit union members! With our relationship with Gene Butman Ford our members can purchase vehicles there without even having to step foot in the credit union! You also have the option of coming to the credit union to set everything up for your new car loan – we offer auto loan rates as low as 2.49% APR* for our members! Gene Butman Ford was also a wonderful partner who worked very closely with us and provided the vehicles for our ‘Fill a Ford for KIDS’ campaign that helped collect donations for HOPE Clinic in Ypsilanti! For more information visit their website at http://www.butmanford.com And for...

Thank you to all who participated in our Member Appreciation Day!

We would like to thank everyone who came out to join us on our first Member Appreciation Day at our Whittaker Road branch location yesterday! We were ready to celebrate – we had balloons, we had snacks, and we had a cooler filled with pop, water, and juice for our members to enjoy and to say thank you! We care about and appreciate all of our members (current and new) and we want you to know that as your local credit union we are here to serve YOU! We enjoyed talking more with our current members who came in and we also enjoyed getting to know some of our new members! We also appreciate those who decided to open an account with us and we look forward to serving you at either of our two locations! Please contact us at (734) 484-5100 or visit our website at www.washtenawfcu.org for more information! We are proud to be your local credit...

** VISA Winter Special **

Check out WFCU’s new VISA Credit Card Special! During the Holiday’s you will receive a promotional rate of 2.95% APR* until January 1, 2018** on ALL new purchases, ALL balance transfers (no balance transfer fee), ALL cash advances, and active cardholders will receive 1,500 bonus rewards points at the end of February in 2017! This is a deal you do not want to miss! *Annual Percentage Rate. Some restrictions apply. **All transactions must be completed between November 15, 2016 and February 28, 2017 to qualify for 2.95% APR*...

WFCU Business Highlight: The Hamptons of Cloverlane Apartments

It’s Tuesday – and that means that we are a little late publishing another one of our ‘Business Highlight’ posts! Hey, we’re not perfect over here at WFCU…sometimes we lose track of time too! 😉 This week we’d like to highlight: The Hamptons of Cloverlane Apartments “Welcome Home to the Hamptons of Cloverlane! Ann Arbor Schools, convenient location and MUCH more! If you are looking for a community that values what the residents want, then look no further than the Hamptons of Cloverlane Apartment Homes. When you make the Hamptons your new home you will enjoy the comforts of country living without having to drive hours for the city experience. Situated at the crossroads of two major universities, Eastern Michigan University and University of Michigan, the Hamptons satisfy a modern lifestyle with convenient time-saving access to major destinations and expressways such as I-94 and Route 23. The choices are endless, while providing an Outstanding Living Experience. The Hamptons offers ten unique floor plans with a variety of exciting features including fully appointed kitchens with disposal, fireplace and vaulted ceilings, walk-in closets and full-size washer and dryer or applicable hookups.” How are they connected to us? Hamptons of Cloverlane Apartments are one of our preferred community business partners! We love referring our members to them and we appreciate their residents that bank with us! They are also one of the local merchants participating in our WFCU Member Perks program! You can download our free WFCU Member Perks mobile application and receive $75 off of move-in costs just for being a member of the credit union! For more information visit their...

WFCU Business Highlight: Haley Mechanical

It’s Monday!! Time for another one of our ‘Business Highlight’ posts! This week we’d like to highlight: Haley Mechanical “Are you looking for professional mechanical services for your home needs? Haley Mechanical is a professional service company providing exceptional heating, cooling, plumbing, electrical and geothermal services to enhance and maintain your daily comfort. We are reliable and qualified to meet your lifestyle needs. We are devoted to high standards of client care and will exceed your expectations of home mechanical services. It is our goal to provide innovative and professional mechanical services creating an atmosphere of comfort for your home.” How are they connected to us? Haley Mechanical is one of the certified contractors that our members can use to obtain a Michigan Saves Loan! Our Michigan Saves Loan is an unsecured loan of up to $30,000 that helps you make energy efficient improvements to your home. If you’re interested in energy efficient improvements for your home we encourage you to give them a call! For more information visit Haley Mechanical’s website at https://haleymechanical.com And for information on our Michigan Saves Loan visit our website at washtenawfcu.org or email Dan at...

WFCU Business Highlight: Chelsea Chevrolet Buick

It’s Monday again and you know what that means… time for another one of our ‘Business Highlight’ posts! This week we’d like to highlight: Chelsea Chevrolet Buick “Located in Chelsea, just outside of Dexter – Chelsea Chevrolet Buick is proud to be your hometown Chevy & Buick dealership of choice. Located at 2038 McKernan Drive, our New Chevrolet, New Buick & Used Car Dealership is an excellent choice for Dexter auto shoppers looking for an impressive vehicle selection, certified Chevrolet Service Center & top-rated Customer Service! The Chelsea Chevy Buick Team is happy to help you find the perfect New or Used Car to fit your style, needs & budget!” How are they connected to us? Chelsea Chevrolet Buick is one of the preferred auto dealerships used by our credit union members! With our relationship with Chelsea Chevrolet Buick our members can purchase vehicles there without even having to set foot in the credit union! You also have the option of coming to the credit union to set everything up for your vehicle loan – we offer auto loan rates as low as 2.49% APR* for our members! For more information visit Chelsea Chevrolet Buick’s website at http://www.chelseachevy.com And for information on WFCU’s vehicle loans visit our website at washtenawfcu.org or email Dan at dpawlak@washtenawfcu.org *Annual Percentage...

WFCU is Hiring! We are looking for an Accounting Clerk

Accounting Clerk, Washtenaw Federal Credit Union, Ypsilanti Washtenaw Federal Credit Union is seeking an accounting clerk to join our team at our main office in Ypsilanti. The accounting clerk will work closely with the Chief Financial Officer to assist with a diverse set of duties based on the right candidate’s skills. Washtenaw Federal Credit Union offers a rich set of benefits and excellent wages. Job duties will include, but not be limited to: General ledger reconciliation; familiarity with settlement of Debit card, ATM and ACH transactions; posting daily journal entries; maintenance of credit union investment tracking; annual escheat submissions; and other duties as required by the CEO and CFO. This position requires at least one year of accounting experience at a financial institution, and a high school diploma. An accounting degree is preferred but not required. The ideal candidate will have excellent skills with MS Excel and Word, will possess a passion for learning, and is looking for an institution driven to grow within our community. To apply, please forward your resume’ and cover letter to...

WFCU Business Highlight: Tower Inn Cafe

Because of Columbus Day we are a little late publishing our weekly ‘Business Highlight’ post! This week we’d like to highlight: Tower Inn Cafe! “Tower Inn Café has been creating delicious memories since 1975. They are located at 701 W. Cross, in Ypsilanti, 48197. Stop in to enjoy the Ypsilanti favorite gourmet pizza, burger and pasta restaurant, bar & grill with sixteen micro brewed beers on draft!” How are they connected to us? Tower Inn Café is one of the local merchants participating in our WFCU Member Perks program! You can download our free WFCU Member Perks mobile application from the Apple App Store or the Google Play Store and receive 10% off your order just for being a member of the credit union! For more information visit Tower Inn’s website at http://www.towerinncafe.com (link below) And for information on our WFCU Member Perks program visit our website at washtenawfcu.org or email Dan at...

WFCU Business Highlight: CMR Mechanical

We are excited to share that we will be publishing weekly ‘Business Highlights’ to share information with our members about the many different businesses we work with in our community and the great things that they do! To start things off for this first week of October, we’d like to highlight: CMR Mechanical “CMR Mechanical is a family owned licensed mechanical contractor based in Dexter, Michigan. We service your residential, commercial and industrial needs; while specializing in all types of heating and cooling systems, refrigeration, water heaters, boilers, back-up power generators, as well as many other products and services.” How are they connected to us? CMR Mechanical is one of the certified contractors that our members can use to obtain a Michigan Saves Loan! Our Michigan Saves Loan is an unsecured loan of up to $30,000 that helps you make energy efficient improvements to your home. If you’re interested in energy efficient improvements for your home give them a call! For more information visit CMR Mechanical’s website at http://cmrmechanical.com And for information on our Michigan Saves Loan visit our website at washtenawfcu.org or email Dan at dpawlak@washtenawfcu.org...

WFCU Will Be Launching a New, Enhanced, Online Bill Pay Soon!

**Attention WFCU Members** We will be launching a new, enhanced, online bill pay soon! The new system will include features that we expect will make this valuable tool even better, including:   Full integration within online banking Full mobile functionality for your phone or tablet Ability to configure email alerts Real-time access to checking account balance Reminders if balance isn’t sufficient to pay bills A more intuitive, user-friendly experience   In order to roll out the enhanced version, we’ll need to temporarily turn off our current Bill pay for a short period prior to our upgrade. On September 20, 2016 you will not have access to Bill pay. On September 21 the new system will be available and of course we encourage you to log in and check out at that time! In the meantime – Here’s what you need to do: Document your current payees, including payee account number, payee name, contact information, etc.  Click here to watch a video which explains how to quickly find your payee data. Note the dates during which the upgrade will be implemented: Bill pay access with be unavailable: September 20 Our New Bill pay system will be available: September 21 Call, email or visit either branch office for any questions or concerns regarding the upgrade: (844.5MY.WFCU) (734.484.5100) (info@washtenawfcu.org) We have also included several links below to provide additional information, answer additional questions, and help guide you through collecting relevant information from your current Bill pay payees:   This document will help provide general information and answer any additional questions you may have about the Bill pay transition process: FAQ for Members...

***Introducing our new WFCU Member Perks!!!***

Washtenaw Federal Credit Union is excited to announce the official launch of WFCU Member Perks! With Member Perks, WFCU Members can enjoy exclusive discounts and savings at more than 40 local merchants throughout Washtenaw County, available to members only! All you have to do is pay with your WFCU debit or credit card! How does WFCU’s mobile discount program work? It’s simple: 1) Download the FREE APP or sign up free online. 2) No member numbers or passwords required. 3) Get mobile alerts when you’re near a perk. Never miss a discount! Once you have downloaded the mobile app, available for Apple and Android devices, WFCU Member Perks will send your mobile phone alerts when you’re physically near a qualifying discount so you can receive instant savings! Simply open the app on your phone to see the discount and remember to pay with your WFCU debit or credit card! Some of our participating merchants include: Aubree’s Pizzeria & Grill (Depot Town), B-24’s Espresso Bar, Bandito’s Mexican Restaurant, Bomber Restaurant, Congdon’s Ace Hardware, Dexter’s Pub, Kluck’s Drive-In, Mac’s Acadian Seafood Shack, Milan Dairy Barn, New York Pizza Depot, Tower Inn Café, and many other great organizations!! The discounts that these merchants offer to Washtenaw Federal Credit Union Members are completely free and are here as a perk to our members! We appreciate our members and are proud to handle our membership’s banking and financial needs and provide exclusive opportunities like WFCU Member Perks to help our members save more at the local establishments they love! So what are you waiting for? Download the FREE WFCU Member Perks App today and...